Financial Inclusion (Digital Banking)

Financial Inclusion (Digital Banking)

Through Digital Service Points, we wish to provide basic and retail banking services to India’s unbanked and under-banked population. Our retail outlets shall offer all the basic banking services and products such as savings accounts, loans, cash withdrawal, cash deposit, account balance enquiries and funds transfer, among others.

Lack of awareness of digital financial literacy, especially among the rural population is a major challenge in the country, more so in light of the demonetization by the Government and plans to make India a cashless economy. There was an urgent need to create awareness among the citizens, especially in rural and semi-urban areas regarding digital financial services. DSPs were enabled to host awareness sessions on government policies and digital finance options available for rural citizens as well as enabling various mechanisms of digital financial services such as such as IMPS, UPI, Bank PoS machines, etc

Our Banking Services Includes

G2C Services

We are empanelled by the Government of India to offer an exclusive portfolio of several Government-to-Citizen services (G2C) at the Gram Panchayat level.

Our speedy delivery of G2C services is aimed at revamping the consumer landscape and enabling Government serve citizens better. We provide end-to-end G2C solutions to citizens through integration of front-end services with the Government systems. Our portfolio of G2C Services includes payment of taxes and levies, collection services (recruitment application processing), grievance management, and issuance of certificates (providing railway tickets and exam hall-tickets), among other services. With expertise in grass-root execution, we have created the back-end for assimilating and processing data related to citizens and ‘Government-to-Citizen’ interaction.

PAN Card

Applications for new PAN Card are processed through CSCs in collaboration with UTI Infrastructure Technology And Services Limited (UTIITSL) and National Securities Depository Limited (NSDL). PAN Card service through NSDL was introduced for CSCs in February 2016. During 2016-17, 28.94 lakh Applications for PAN Card have been submitted through CSCs.

UIDAI-Aadhaar Card

We are doing with UIDAI work and assist you in evaluation and biometric enrolment of the Aadhaar Card. In our pursuit of creating the world’s largest biometric database, we have emerged as a leader in all the three categories of Aadhaar Card issuance – generation of Aadhaar numbers, uploading of data and number of individuals enrolled through our extensive retail network.

We have enrolled more than 1.5 crore individuals so far under the Aadhaar Card project and have generated nearly 3.3 crore Aadhaar Card numbers. These are in the states of Bihar, Maharashtra Rajasthan, Madhya Pradesh, Jharkhand, Punjab, Chandigarh, Haryana, Uttar Pradesh and Gujarat. Our success in implementation of the Aadhaar Card project helps us move further towards our goal in financial inclusion.

B2C Services

Our defined approach in Business-to-Consumer (B2C) services is targeted towards revamping the consumer landscape and delivering a unique experience to customers. We are working towards facilitating access to India’s masses to financial services by implementing our innovative and customer focus initiatives. We provide end-to-end e-Commerce solutions to our customers with the sole objective of connecting

Mobile Recharge

Mobile Recharge of all the Telecom Service Providers can be done through the Digital Service Portal. This service connects with the Telecom Service Providers to enable customers recharge their mobile real time. The payments can be made through the e-wallet available through the Digital Service Portal.

DTH Recharge

Dish TV Recharge of all DTH operators can be done through the Digital Service Portal.

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ICICI Bank Retailer – Banking Correspondent – AEPS, Money Transfer Business